Native Bitcoin
Backed Borrowing
with Aave v4
Borrow against your native Bitcoin without selling,
wrapping, bridging or intermediaries.
The Problem
Existing Bitcoin backed borrowing solutions carry trade-offs.
They require borrowers to wrap, bridge their Bitcoin or trust centralized intermediaries.
The Solution
Babylon removes
those trade-offs.
Borrow against your native Bitcoin, without intermediaries.
First Use Case
Native Bitcoin-backed Borrowing
Native BTC
Your Bitcoin on Bitcoin
Babylon TBV
Native Bitcoin is locked in a BTCVault
Aave Lending
Native Bitcoin is usable as collateral on Aave v4
Supported Assets
Borrow assets such as USDC / USDT / WBTC
Compare Bitcoin Lending and Borrowing Solutions
How It Works
1. Lock
Lock native Bitcoin into a BTCVault on the Bitcoin Network.
2. Activate
Aave v4 recognises that Bitcoin as collateral, enabling borrowing of supported assets.
3. Borrow
Borrow supported assets such as USDC/USDT on Aave v4.
4. Repay
Repay the borrowed assets plus interest to withdraw or reduce the position.
5. Unlock
A challenge period verifies the withdrawal. Native Bitcoin is returned to the nominated wallet address.
What Is Trustless Bitcoin Vaults
TBV lets native Bitcoin be used as collateral on any chain and in any application, without wrapping, bridging, or intermediaries. TBV-integrated applications can use native Bitcoin collateral for lending, stablecoins, credit cards, derivatives, insurance, and other financial products.
The TBV ecosystem
Already building on TBV
TBV is composable, native Bitcoin credit infrastructure. Several projects have already build on top of native Bitcoin-backed borrowing.
Aave: Native Bitcoin-backed borrowing with v4
Aegis: Fixed rate borrowing
GoMining: Bitcoin mining yield products
Bedrock, 84 Labs: DeFi yield products
The problem, and what changes
Already building on TBV
The problem, and what changes
TBV is chain and application agnostic. Collateral is the foundation of credit markets, so the range of possible use cases is wide, including but not limited to below.
Stablecoins: Bitcoin-backed stablecoins
Credit card: Bitcoin collateral payment and credit card solutions
RWA: Bitcoin-backed mortgages and auto loans
Insurance: Insurance reserve pools backed by Bitcoin collateral
Options DEX: Bitcoin collateral for derivatives and options market
Extended FAQ
Latest News
Babylon and Aegis Partner to Bring Fixed-Rate Borrowing to Bitcoin Holders
Babylon and GoMining Plan Integration to Activate Up to 1,000 BTC Through Trustless Bitcoin Vaults
Babylon Labs and Aave Labs Partner to Bring Native Bitcoin-Backed Lending to Aave V4
Babylon and Aegis Partner to Bring Fixed-Rate Borrowing to Bitcoin Holders
Native Bitcoin-backed Borrowing.
Public Testnet Is Live.
TBV makes native Bitcoin usable as collateral on any chain and in any application, supporting lending, stablecoins, protection, derivatives, real-world assets and many more use cases.
